Guide
1031 exchange basics for real estate investors
What a 1031 exchange is, the two deadlines that drive everything, and the questions to ask your CPA and qualified intermediary.
A 1031 exchange is a real estate plan with a tax deadline attached.
Coordinate the sale and the replacement purchase so the timeline works for you. We handle the real estate side, alongside your CPA, tax counsel, and qualified intermediary.
The basic process
Plan
Talk to your CPA and engage a qualified intermediary before selling.
Sell
Proceeds go to the intermediary, not to you.
Identify
Name replacement property in writing within 45 days.
Acquire
Close on replacement property within 180 days (or earlier deadline).
What we help coordinate
- Replacement-property planning before you list
- Timing between sale and acquisition
- Backup replacement options
- Multifamily, commercial, and ALF replacement properties
- Questions to bring to your CPA, tax counsel, and QI
1031 reading
Explainer
Cap rate explained, and what it does not tell you
How to calculate a cap rate, why two properties with the same number can be very different investments, and where sellers inflate it.
Checklist
Multifamily due diligence: verifying the story behind the numbers
Rent rolls, leases, expenses, and the building itself. How to confirm what you are really buying.
Timing rules summarized from IRS guidance on like-kind exchanges. Last reviewed September 28, 2026. IRS: Like-kind exchanges
Selling investment property soon?
Start the replacement search before the clock starts.
This takes you from Stoic IQ education to Stoic Estates services.
This content is educational and is not tax or legal advice. Tax rules change and depend on your facts. Consult a CPA or tax attorney before acting.